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18/65 Account

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An account for those 18 and under or 65 and over

A natural person 18 years of age or under or 65 years of age or older is eligible to receive one demand deposit (NOW/Checking) account and one regular savings account with the following special features:

  •  No minimum balance requirement*
  •  No monthly service charge
  •  No fees for deposits or withdrawals
  •  Access to free Online Banking & Bill Pay**
  •  Get Paid Early with direct deposit
  •  No fee for the initial order or subsequent refills of the basic line of checks, contact us to order your checks
  •  Reduced uncollected funds and insufficient funds fees
  • Traditional IRA

You must contact us to notify us of your eligibility.

*For credit union membership, a $5 deposit relationship is required.

** Must be 18 years or older to enroll in Bill Pay

Click here for our 18/65 Disclosure Notice

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For City of Boston Credit Union membership guidelines click below.

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